Do I use gross or net income when applying for health insurance?

(Last Updated On: October 26, 2018)

Question – I am applying for health insurance via government website as self-employment. It asked for income. Does it mean gross income or net income? If it is gross income, does it mean sales or sales minus cogs? How about like shipping cost? I received different answers from different agents.


Answer – The amount is whatever you paid federal taxes on, which is net income.